Welcome to
Blumepay Business
Welcome to
Blumepay Business
All your money insights, finally in one place — track income, spending, and reach your goals with ease.
Our Services
Credit Broking
Connecting retailers with tailored finance offers from multiple lenders in one seamless flow.
Consumer Credit
Fixed-sum loan terms of 24–48 months for consumer hardware, and 36–132 months for renewables.
Consumer Hire
(Coming soon)
Device hire agreements with terms of 12 or 24 months. Variable deposit with end-of-term options: return, renew, or upgrade consumer hardware devices.
Trusted by
Trusted by
UK Renewables B2B Financing Landscape
UK Renewables B2B Financing Landscape
UK B2B renewables financing is still dominated by traditional, broker-led bank models with long tenors and limited digital capability, leaving clear gaps for faster, more flexible solutions.
Hire purchase dominates end-customer financing, accounting for ~90% of renewable B2B deals.
High Street banks lead the market, offering 5–7 year tenors at ~7–9% p.a. for strong credit profiles.
Customer acquisition is broker-led and non-digital, creating friction and slow decisioning.
Clear gap for modern funders: Challenger banks and new funders focus on shorter tenors (2–5 years) with higher pricing (11–15% p.a.), leaving room for innovation
Hire Purchase
Key End Customer Financing Product accounting for ~90%
Direct, Broker*
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
New Funders
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
5yr - 7yr
Financing Tenor for B2B Customer in Renewables
Non - Digital
Customer Acquisition Framework in UK Banks
2yr - 5yr
New Age Funders Sweet spot. More funders operate in <2 yr space
7% - 9% pa
UK High Street Banks Key Players for good B2B credit with aggressive pricing
£50k - £2m
Credit capacity range High Street Banks work with
11% -15%pa
Financing Cost for Challenger Banks/FinTech
Hire Purchase
Key End Customer Financing Product accounting for ~90%
Direct, Broker*
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
New Funders
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
5yr - 7yr
Financing Tenor for B2B Customer in Renewables
Non - Digital
Customer Acquisition Framework in UK Banks
2yr - 5yr
New Age Funders Sweet spot. More funders operate in <2 yr space
7% - 9% pa
UK High Street Banks Key Players for good B2B credit with aggressive pricing
£50k - £2m
Credit capacity range High Street Banks work with
11% -15%pa
Financing Cost for Challenger Banks/FinTech
Hire Purchase
Key End Customer Financing Product accounting for ~90%
Direct, Broker*
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
New Funders
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
5yr - 7yr
Financing Tenor for B2B Customer in Renewables
Non - Digital
Customer Acquisition Framework in UK Banks
2yr - 5yr
New Age Funders Sweet spot. More funders operate in <2 yr space
7% - 9% pa
UK High Street Banks Key Players for good B2B credit with aggressive pricing
£50k - £2m
Credit capacity range High Street Banks work with
11% -15%pa
Financing Cost for Challenger Banks/FinTech
Hire Purchase
Key End Customer Financing Product accounting for ~90%
Direct, Broker*
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
New Funders
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
5yr - 7yr
Financing Tenor for B2B Customer in Renewables
Non - Digital
Customer Acquisition Framework in UK Banks
2yr - 5yr
New Age Funders Sweet spot. More funders operate in <2 yr space
7% - 9% pa
UK High Street Banks Key Players for good B2B credit with aggressive pricing
£50k - £2m
Credit capacity range High Street Banks work with
11% -15%pa
Financing Cost for Challenger Banks/FinTech
Hire Purchase
Key End Customer Financing Product accounting for ~90%
Direct, Broker*
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
New Funders
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
5yr - 7yr
Financing Tenor for B2B Customer in Renewables
Non - Digital
Customer Acquisition Framework in UK Banks
2yr - 5yr
New Age Funders Sweet spot. More funders operate in <2 yr space
7% - 9% pa
UK High Street Banks Key Players for good B2B credit with aggressive pricing
£50k - £2m
Credit capacity range High Street Banks work with
11% -15%pa
Financing Cost for Challenger Banks/FinTech
Hire Purchase
Key End Customer Financing Product accounting for ~90%
Direct, Broker*
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
New Funders
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
5yr - 7yr
Financing Tenor for B2B Customer in Renewables
Non - Digital
Customer Acquisition Framework in UK Banks
2yr - 5yr
New Age Funders Sweet spot. More funders operate in <2 yr space
7% - 9% pa
UK High Street Banks Key Players for good B2B credit with aggressive pricing
£50k - £2m
Credit capacity range High Street Banks work with
11% -15%pa
Financing Cost for Challenger Banks/FinTech
Hire Purchase
Key End Customer Financing Product accounting for ~90%
Direct, Broker*
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
New Funders
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
5yr - 7yr
Financing Tenor for B2B Customer in Renewables
Non - Digital
Customer Acquisition Framework in UK Banks
2yr - 5yr
New Age Funders Sweet spot. More funders operate in <2 yr space
7% - 9% pa
UK High Street Banks Key Players for good B2B credit with aggressive pricing
£50k - £2m
Credit capacity range High Street Banks work with
11% -15%pa
Financing Cost for Challenger Banks/FinTech
Hire Purchase
Key End Customer Financing Product accounting for ~90%
Direct, Broker*
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
New Funders
Customer Acquisition Framework adopted by High Street Banks and lessors like BNP,
5yr - 7yr
Financing Tenor for B2B Customer in Renewables
Non - Digital
Customer Acquisition Framework in UK Banks
2yr - 5yr
New Age Funders Sweet spot. More funders operate in <2 yr space
7% - 9% pa
UK High Street Banks Key Players for good B2B credit with aggressive pricing
£50k - £2m
Credit capacity range High Street Banks work with
11% -15%pa
Financing Cost for Challenger Banks/FinTech
Financing the Supply Chain Gaps in the Market
Financing the Supply Chain - Gaps in the Market
Financing the Supply Chain Gaps in the Market
Brokering Short Term Renewables loans including financing of stock and offering a Service platform for Wholesalers, Distributors, Installers are key opportunities.
New Age Banks & Fintechs
New Age Banks & Fintechs focused on Short Term Financing (2-3 years)
New Age Banks & Fintechs
New Age Banks & Fintechs offer wider credit spectrum and quicker underwriting, but higher financing costs
High Street Banks
Banks are not focused on digitisation in B2B Financing.
Priority onboarding
& support
Banks focused on High Grade Credits alone.
High Street Banks
Banks Onboarding journey and credit review processes are time consuming.
New Age Banks & Fintechs
New Age Banks & Fintechs focused on Short Term Financing (2-3 years)
New Age Banks & Fintechs
New Age Banks & Fintechs offer wider credit spectrum and quicker underwriting, but higher financing costs
High Street Banks
Banks are not focused on digitisation in B2B Financing.
High Street Banks
Priority onboarding
& support
Banks focused on High Grade Credits alone.
High Street Banks
Banks Onboarding journey and credit review processes are time consuming.
Who should join?
Who should join?
Who should join?
Tailored Financing for every link in the solar chain - Blumepay is designed to supercharge growth across the entire clean energy ecosystem. Whether you're selling panels, installing systems, or distributing green tech, our smart financing solutions help you close more deals, faster.
Solar retailers
Solar retailers
Solar retailers
Tailored Financing for every link in the solar chain
Tailored Financing for every link in the solar chain
Blumepay is designed to supercharge growth across the entire clean energy ecosystem. Whether you're selling panels, installing systems, or distributing green tech, our smart financing solutions help you close more deals, faster.
Blumepay is designed to supercharge growth across the entire clean energy ecosystem. Whether you're selling panels, installing systems, or distributing green tech, our smart financing solutions help you close more deals, faster.
Consumer hardware retailers
Consumer hardware
retailers
Win more bids with flexible payment options.
Win more bids with flexible payment options.
Stand out in a competitive market by offering customers the ability to pay over time. Our financial solution integrates seamlessly into your quoting process, helping you close larger projects with less resistance.
Green tech distributors
Green tech distributors
Empower your network with embedded financing.
Empower your network with embedded financing.
Give your downstream partners the tools to sell more. Blumepay enables distributors to offer financing at the point of sale, helping retailers and installers move inventory faster and more efficiently.
Energy service providers
Energy service providers
Accelerate adoption of energy solutions.
Accelerate adoption of energy solutions.
Whether you're offering battery storage, EV charging, or energy management systems, blumepay helps you remove financial friction and drive uptake. Our digital-first platform makes it easy for customers to purchase with finance.
Pricing Strategy
Pricing Strategy
Structured for accelerated customer acquisition with flexibility to adjust for sustainable growth
Credit Broking
(2026-28)
Loans including stock financing.
End B2B Customer Financing – limited proposition in 2026.
BlumePay Commission :0.5%-1.50% pa
B2B Lending
(2027 H2 onwards)
Fixed-sum financing (on own books across products)
NIM: 1.5%-3% per annum (recurring)
Upfront fee: 0.5%-1.0%
B2B Platform Services
(2027 H2 onwards)
White label, LMS, Proposal, Credit Management Tool
Platform Fee packages based on usage and number of platform products required.
Credit Broking
(2026-28)
Loans including stock financing.
End B2B Customer Financing – limited proposition in 2026.
BlumePay Commission :0.5%-1.50% pa
B2B Lending
(2027 H2 onwards)
Fixed-sum financing (on own books across products)
NIM: 1.5%-3% per annum (recurring)
Upfront fee: 0.5%-1.0%
B2B Platform Services
(2027 H2 onwards)
White label, LMS, Proposal, Credit Management Tool
Platform Fee packages based on usage and number of platform products required.
Got questions? We’ve got answers.
Got questions? We’ve got answers.
Here’s everything you need to know before getting started.
Here’s everything you need to know before getting started.
What is blumepay's mission?
Our mission is to empower tech companies, retailers, and consumers alike by promising a user-friendly, efficient, and secure digital credit platform that drives innovation, fosters financial inclusion, and transforms the way credit is processed and managed.
What finance products does blumepay offer?
Blumepay is a fully regulated consumer credit provider offering a range of Hire and Finance products. Our finance options start from 0% APR, and we can also introduce you to additional financing solutions from lenders on our panel.
What services are available on the blumepay platform?
Blumepay’s ecosystem delivers a comprehensive ‘one-stop-shop’ for Financial Solutions within the Consumer Finance sector. Our key offerings include connecting retailers to a range of Finance Products and other services such as Deposit Capture, Loan Management Systems, and Collections & Arrears Management.
How is blumepay diverisifying itself from the consumer finance market?
How is blumepay diverisifying itself from the consumer finance market?
Which industries is blumepay focusing it's Financial Services within at launch phase?
Blumepay is focusing on partnering with Retailers and Aggregators across the Renewable Energy (home improvement) and Consumer Hardware retail sectors.
How is blumepay a reputable lender/broker and what is it looking to achieve?
Blumepay is a regulated firm specialising in consumer credit solutions. From payment solutions to credit products, our mission is not only to solve legacy challenges but to lead the way in innovation - delivering exceptional service to both retailers and consumers.
What is blumepay's mission?
Our mission is to empower tech companies, retailers, and consumers alike by promising a user-friendly, efficient, and secure digital credit platform that drives innovation, fosters financial inclusion, and transforms the way credit is processed and managed.
What finance products does blumepay offer?
Blumepay is a fully regulated consumer credit provider offering a range of Hire and Finance products. Our finance options start from 0% APR, and we can also introduce you to additional financing solutions from lenders on our panel.
What services are available on the blumepay platform?
Blumepay’s ecosystem delivers a comprehensive ‘one-stop-shop’ for Financial Solutions within the Consumer Finance sector. Our key offerings include connecting retailers to a range of Finance Products and other services such as Deposit Capture, Loan Management Systems, and Collections & Arrears Management.
How is blumepay diverisifying itself from the consumer finance market?
How is blumepay diverisifying itself from the consumer finance market?
Which industries is blumepay focusing it's Financial Services within at launch phase?
Blumepay is focusing on partnering with Retailers and Aggregators across the Renewable Energy (home improvement) and Consumer Hardware retail sectors.
How is blumepay a reputable lender/broker and what is it looking to achieve?
Blumepay is a regulated firm specialising in consumer credit solutions. From payment solutions to credit products, our mission is not only to solve legacy challenges but to lead the way in innovation - delivering exceptional service to both retailers and consumers.
What is blumepay's mission?
Our mission is to empower tech companies, retailers, and consumers alike by promising a user-friendly, efficient, and secure digital credit platform that drives innovation, fosters financial inclusion, and transforms the way credit is processed and managed.
What finance products does blumepay offer?
Blumepay is a fully regulated consumer credit firm providing a range of finance products, starting from 0% APR. We can also introduce you to financing options from credible lenders on our panel.
What services are available on the blumepay platform?
Blumepay’s ecosystem delivers a comprehensive ‘one-stop-shop’ for Financial Solutions within the Consumer Finance sector. Our key offerings include connecting retailers to a range of Finance Products and other services such as Deposit Capture, Loan Management Systems, and Collections & Arrears Management.
How is blumepay diverisifying itself from the consumer finance market?
How is blumepay diverisifying itself from the consumer finance market?
Which industries is blumepay focusing it's Financial Services within at launch phase?
Blumepay is focusing on partnering with Retailers and Aggregators across the Renewable Energy (home improvement) and Consumer Hardware retail sectors.
How is blumepay a reputable lender/broker and what is it looking to achieve?
Blumepay is a regulated firm specialising in consumer credit solutions. From payment solutions to credit products, our mission is not only to solve legacy challenges but to lead the way in innovation - delivering exceptional service to both retailers and consumers.
What is blumepay's mission?
Our mission is to empower tech companies, retailers, and consumers alike by promising a user-friendly, efficient, and secure digital credit platform that drives innovation, fosters financial inclusion, and transforms the way credit is processed and managed.
What finance products does blumepay offer?
Blumepay is a fully regulated consumer credit firm providing a range of finance products, starting from 0% APR. We can also introduce you to financing options from credible lenders on our panel.
What services are available on the blumepay platform?
Blumepay’s ecosystem delivers a comprehensive ‘one-stop-shop’ for Financial Solutions within the Consumer Finance sector. Our key offerings include connecting retailers to a range of Finance Products and other services such as Deposit Capture, Loan Management Systems, and Collections & Arrears Management.
How is blumepay diverisifying itself from the consumer finance market?
How is blumepay diverisifying itself from the consumer finance market?
Which industries is blumepay focusing it's Financial Services within at launch phase?
Blumepay is focusing on partnering with Retailers and Aggregators across the Renewable Energy (home improvement) and Consumer Hardware retail sectors.
How is blumepay a reputable lender/broker and what is it looking to achieve?
Blumepay is a regulated firm specialising in consumer credit solutions. From payment solutions to credit products, our mission is not only to solve legacy challenges but to lead the way in innovation - delivering exceptional service to both retailers and consumers.
Ready to manage your money smarter?
Start your journey to smarter spending and better saving — it only takes 2 minutes.
Ready to manage your money smarter?
Start your journey to smarter spending and better saving — it only takes 2 minutes.